Name: Morales Insurance Group LLC
Address: 1406 S 4th Ave, Yuma, AZ, 85364, US
Telephone: (928) 276-4543

AS RESULT OF THE STEEP RISE IN CYBERCRIMES, MORE AND MORE INSURANCE COMPANIES ARE DENYING CYBER CLAIMS UNDER TRADITIONAL PROFESSIONAL LIABILITY POLICIES.

Protect Your Business from Cyber Liability

For the last five years, cyber liability has been at the forefront of insurance concerns.

Why should it matter to you as a business owner?

Any business that uses, collects, stores, or maintains any personal customer information, such as phone numbers, physical or email addresses, dates of birth, social security numbers, or bank or credit card information, is financially responsible for the security of that data. That means if there is a data breach or an electronic theft from hacking, you are liable for those losses as well as any adverse financial effects that your customer suffers from the breach.

Here are some frightening statistics:

74% of small and mid-size businesses were targeted for cybercrime
60% of small businesses will close within 6 months of being victimized by cybercrime
29% of data breaches happen from a laptop being lost or stolenSo why do 60% of small businesses close within 6 months of a cybercrime? It is because the cost associated with the crime is so substantial most small businesses cannot stay afloat. Insurance is a risk transfer tool. By Purchasing cyber liability insurance you transfer the risk from your small business to the insurance company.Cyber liability policies protect companies from illegal data breaches and the costs associated with these breaches, including customer notification costs, credit monitoring, defense costs, industry or government fines and penalties, and losses following any identity theft. Keep in mind that most insurance companies will no longer cover cyber losses held solely responsible for the costs associated with cybercrime.Cyber liability policies also provide coverage for any liability that results from a company’s website content, as well as protection from any business interruption, computer fraud, IT system failures, funds transfer loss, data loss, and cyber extortion that may follow a data breach or cyber hack.The reality of our modern business landscape is that data and information are the new currency. Cyber liability is a critical part of modern business insurance protection.

FREQUENTLY ASKED QUESTIONS

WHY CHOOSE US?

Your business is important to you. Choose an insurance agency that cares about your commercial success and protection as much as you do.

Cost-Effective
We have access to dozens of carriers to get you the right policy at the best price.

Locally Owned
We live and work where you do and understand the market options available.

Educated
Our Commercial Lines Agent holds two designations in commercial insurance. He holds his Commercial Lines Coverage Specialist (CLCS) and Small Business Coverage Specialist (SBCS). This means you will be helped by an educated agent who cares about your business success.

Call Morales Insurance Group LLC to have your policy reviewed or to purchase a cyber liability insurance policy. CALL US TODAY (928) 276-4543

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