Many Business owners believe that their cyber liability risks are covered by their professional liability insurance. While your current PL policy may give you some coverage, it is usually very minimal in comparison with the costs associated with a data breach. There are also often large gaps in coverage. For example, most PL policies will cover the computers themselves, but not the data stored inside them. Also, if you business is a victim of cyber-attack, your PL policy won’t cover the legal costs or interruption of business expenses.
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When the time comes, having the right commercial insurance coverage can make all the difference in the world for you and your business.