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What’s The Difference Between General Liability And Professional Liability?

General Commercial Liability Insurance provides coverage to any business for bodily injury, personal injury and property damage that might be caused by the company’s operations or products, as well as any injuries that might occur on the commercial property. A general liability claim is only triggered by either property damage or bodily injury.

If someone gets hurt or their property is damaged while at your place of business or because of one of your products, these claims would be covered by your general liability policy.

On the other hand, if damage occurs as a result of the way you did your job or neglected to do your job, this is not covered by general liability but by a professional liability policy instead. Professional liability coverage protects against any damage in performing your professional services or doing your trade.