WHAT IS THE DIFFERENCE BETWEEN WHOLE AND TERM LIFE INSURANCE?
In general terms, a term life insurance policy is only issued for a specified term of time, such as 5, 10, 15, 20 or 30 years. It only provides a death benefit if you die within the term. It is the most affordable type of life insurance and it is easy to get. Term life insurance becomes more expensive as you age.

On the other hand, a whole life policy covers you for life and provides a death benefit and also a cash value accumulation that builds over the years that you hold the policy. It is usually more expensive than a term policy and usually requires a health examination.

A qualified life insurance agent can help you decide which kind of policy will be best for you and your situation.

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What Is The Difference Between Whole And Term Life Insurance?