How Promoting Workplace Safety can Save You Money
Posted: March 4, 2023
How Promoting Workplace Safety can Save You MoneyNo business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment – and file a claim with your workers’ compensation insurance provider. Every claim filed with your...
General Liability, Professional Liability, and BOP: Which One Is Right for You?
Posted: February 19, 2023
General Liability, Professional Liability, and BOP: Which One Is Right for You?One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...
Should I Insure My Home Based Business?
Posted: February 8, 2023
Should I Insure My Home Based Business?A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...
5 Unconventional Businesses That Still Need Insurance
Posted: January 19, 2023
5 Unconventional Businesses That Still Need InsuranceIf you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...
What Can I Expect My Worker's Compensation to Cover?
Posted: December 19, 2022
What Can I Expect My Worker's Compensation to Cover?Your business’s workers’ compensation policy protects against lawsuits filed by injured employees. The trade-off is the cost of these policies eats into your profits. Every workers’ compensation policy is slightly different, and it is important to know what it does and does not cover. Your Workers’ Compensation Policy – Are You Getting the Best Deal? Essentially, workers’ compensation covers injured or ill employees in job-related...