Many homeowners’ policies include $100,000 as the standard minimum limit, but for most people, this is too low. We recommend purchasing as much liability as the carrier will allow you to. It’s really only a few dollars more a year to max out your liability on your homeowner’s policy. You should be able to easily purchase $300,000, $500,000 and some carriers will even allow $1,000,000 of coverage.
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When the time comes, having the right personal insurance coverage can make all the difference in the world for you and your business.